If you are disabled and one of your parents receives Social Security benefits, you may be able to collect Social Security disability benefits based on your parent's earnings record. If you are over 18, you could qualify for benefits as a "disabled adult child." (Disabled children and teens under the Author: Nolo. Your son's disabled adult child (DAC) benefits would be calculated based on your full retirement age benefit rate (PIA), regardless of when you start drawing your benefits. And, he would not be able to receive DAC benefits on your record until you start drawing your benefits.
Finally, and most importantly, the potential beneficiary's parent must be either dead, permanently disabled, or receiving Social Security retirement benefits. If an adult disabled child and her parent meets all of these qualifications, then the "child" should be able to receive a substantial benefit, often greater than an SSI award. In fact, when a parent doesn’t begin collecting Social Security benefits until late in life, the disabled adult "child" is a young adult or sometimes even middle-aged adult before becoming eligible for benefits. Eligibility Requirements for a Disabled Adult ChildAuthor: Bethany K. Laurence, Attorney.
Disabled Children. A minor dependent child can receive a benefit based on the record of a disabled parent whether or not the child is disabled. However, children over 18 who became disabled prior to the age of twenty-two are eligible to continue to draw SSDI benefits based on their parent’s earnings record.Author: Bethany K. Laurence, Attorney. If your adult child is disabled and can't do any significant amount work, Social Security Benefits for Adult Children With Severe Disabilities. has a parent who begins to get Social Security retirement or disability benefits or has a parent with a qualifying work history who dies.Author: Melissa Linebaugh, Contributing Author.
A disabled adult child is entitled to one-half of the parents’ PIA if the parent is living, and three-fourths of the PIA if the parent is deceased. If both parents are disabled, retired or deceased, the child is entitled to CDB benefits on the higher account of the two. For the purposes of Social Security disability benefits, an “adult child” is: a disabled person over the age of 18 who became disabled before the age of 22 and draws disability benefits as a survivor or dependent under the work record of a parent or guardian. In order for an adult child who was disabled before the age of 22 to be eligible to receive “child benefits” under a parent or.